#Sample monthly expenses list printable for free
#Sample monthly expenses list printable plus
#Sample monthly expenses list printable free

Utility deposit-according to utility deposits can range anywhere from a couple of hundred dollars to a couple of several hundred dollars depending on your credit history however this can’t be good news for you because this is a way to build your credit.Rent deposit-The deposit can range anywhere from a couple of hundred dollars to up to three months of rent depending on where you are and what type of apartment or house you get looking into this before you sign any kind of lease is very important).

#Sample monthly expenses list printable free

Here are some examples of moving expenses that are not going to be free or cheap for that matter:

#Sample monthly expenses list printable plus

Plus your tastes are going to change from your 20’s to ’30s, so investing in lifelong furniture probably isn’t the best bet at this point.Īsking family members that are going to get rid of furniture or looking at the Facebook marketplace is a great way to get some good quality furniture for really cheap! Or if you know a couple of months in advance you can ask people to save their Amazon boxes especially if you know that they are making big purchases.įurniture-The chances that you’re going to be able to buy your lifelong furniture in your first apartment are going to be slim to none. If you go to any liquor store they have incredibly sturdy boxes (think about how heavy the liquid is). However, getting sturdy and stable boxes doesn’t have to be expensive it can be free. Oftentimes moving companies can charge an arm and a leg just to get boxes. Moving boxes-this This is where you can save big time.

#Sample monthly expenses list printable for free

Here are some of the moving expenses Where are you can cut costs and you can get for free (or at least save a lot of money): So much of the materials that you need can be obtained free or very cheaply. However, it doesn’t have to break the bank. Moving can be an incredibly expensive endeavor. This can be anything from paying the debt off, saving for emergencies and retirement

20% goes towards bettering your future.

This can be adjusted for depending on your circumstances, i.e. This can be anything from going out to eat, grabbing happy hour with the girls, or your Starbucks fixes.

10% groceries, cell phone, and gym memberships.

Since we are talking about rent specifically, let’s break that down even further. This is everything that you need to function in life.

50% of your income needs to go to the necessities: rent, food, car payment, etc.

As a general rule of thumb, you need to go by the 50-30-20 rule. You need a structure for how you are going to spread out what you spend your money on. After adjusting for retirement and taxes your monthly take-home pay is $1937, according to a paycheck calculator website called Paycheck City. Let’s put this in realistic terms, your starting salary is $35,000, you live in South Carolina and are contributing 10% to your retirement. For example, Figure out what you can afford firstīefore you sign any lease, I would highly recommend that you take a look at what your after-tax income that you will be taking into consideration. They will check so many important things for you. My recommendation is to check out area vibes.

I don’t mean to scare you but just to give you the awareness of what can happen.

If you are in a bad area, chances are there is going to be a higher crime rate (which can cost you more money via theft, destruction of property, or physical harm to you…which again can cost you in medical bills) in which case it ultimately defeats the purpose in saving money anyway. Two, don’t go the other extreme and sacrifice safety to save money. You are not investing in something you can take with you. One, you are renting and that means that when you leave you can’t take it with you. Student loans Have the right mindset about itīefore you start looking at the coolest new apartment with a skyline view of the city and matching stainless steel appliances you need to remember a couple of things (even though I know it’s incredibly tempting to do so).